Mobile Banking Service Provider

Cloud Mobile Banking

Welcome to MBSP

MBSP (Mobile Banking Service Provider) introduce the next generation of Cloud Banking Solution with license from IBSP (Internet Business Service Provider), to its customers.

The MBSP Cloud Banking solutions is a core banking system with the next generation of Secure Banking where the MBSP services are hosted in secure data centers within the nation, all data and user information is strictly secured and stored in a national cloud data centers with full online disaster recovery backup.

Services

MBSP, (Mobile Bankings Service Provider) is the only Core Banking System built with Cloud Technology.

Global mobile phone use is expected to exceed the Global Population with over SEVEN BILLION users in 2014, with China and India representing close to TWO BILLION. Within many emerging markets, mobile phones are now used for "online / mobile banking" than traditional personal banking services. As such, emerging cloud banking-based banking services stand a predominant opportunity to get stronger with the next generation of cash and card free banking solutions.

Retail banks who fail to recognize the growth in mobile-based cloud transfer and payment services run the risk of missing out on some of the highest global markets. Many banks are also beginning to recognize that cloud money services provide an increasingly convenient, additional transaction channel for existing customers in more established markets. In particular, mobile P2P payments and transfers can provide both a new value added service for customers and a first income-generating step for banks on their way to full cloud banking and payment services.

MBSP offers new and existing banks a Turnkey Core Banking Solution, built on the next generation technology "Cloud Banking" to provide their own branded banking system with a variety of Mobile Device Applications.

The cloud banking services from MBSP contains 6 different services:
- Desktop internet banking
- Mobile phone internet banking
- Mobile phone Apps (applications)
- Mobile phone SMS service
- Mobile phone Merchant Point of Sales (POS)
- ATM for Withdrawal and Deposit with recycle function

Desktop internet banking

For desktop internet users who like to use the MBSP cloud banking service shall first fill in the REGISTER form at the MBSP internet website or at this Mobile Phone App.

After registration has successfully been done, the user can use the mobile services with limitations of the functions at the internet banking. To be able to use all functions the user have to be approved by an sales agent or visit a local bank branch office to identify themselves and to activate different levels of the internet banking and mobile phone application.

Users of the internet banking services can immediately receive transfers from friends and corporations (salary) before they have identified themselves at any sales agent or local bank branch office, they can see their balance, print out account statements and make limited transfers and payments to other MBSP users.

To make outgoing transfers or payment without limitations the user first have to identify themselves and activate the internet banking and Mobile Phone App at any sales agent or at any local bank

Mobile Phone internet banking

For mobile phone internet users who like to use the MBSP cloud banking service shall first fill in the REGISTER form at the MBSP mobile internet website.

After registration has successfully been done, the user can use limited functions at the mobile internet banking.

To be able to use all functions without limitations the user first have to visit a sales agent or a local bank branch office to identify themselves and to activate the mobile internet banking and Mobile Phone App.

Users of the mobile internet banking services can immediately receive transfers from friends and corporations (salary) before they have identified themselves at any sales agent or local bank branch office, they can see their balance and print out account statements and make limited transfers and payments only.

To make outgoing transfers or payment without limitations they first have to identify themselves and activate the mobile internet banking and Mobile Phone App at any local bank branch office. For more detailed information refer to Mobile Phone Internet User Guide.

Mobile Phone App (application)

For users who like to use the MBSP mobile cloud banking service shall first download the smart phone application from the MBSP website to their smart phone (Android, iPhone or BlackBerry) and fill in the REGISTER form at the Mobile Phone App.

After registration has successfully been done at the Mobile Phone App, the user can use limited functions at the Mobile Phone App.

To be able to use all functions the user have to visit a sales agent or a local bank branch office to identify themselves and to activate the Mobile Phone App.

Users of the mobile banking services can immediately receive transfers from friends and corporations (salary) before they have downloaded and identified themselves at a local bank branch office, they can see their balance, send the recommendation SMS to their friends, print out account statements and make limited daily transfers and payments only.

To make outgoing transfers or payment without limitations users have to identify themselves and activate the Mobile Phone App with any approved sales agent or at a local bank branch office. For more detailed information refer to Mobile Phone App User Guide.

Login and Transfer Authentication

For internet banking the Mobile Phone App is used as authentication device for login, transfers and payments at the mobile and computer internet website.

The Mobile Phone App has an inbuilt secure encrypted authentication function which shall be used for login and authentication of transfers and payments.

Users who doesn’t have a personal smart phone, can use a onetime SMS code as login and authentication function.

Mobile phone SMS / USSD service

Users without smart phones can use the mobile banking service with normal SMS communication. The possible functions are:

- Check your mobile account balance
- Order statement for your mobile account to your e-mail
- Make transfers to other MBSP users
- Pay electricity, water, TV and other bills.
- Topup your phone card

All SMS payments and transfers are confirmed with a onetime SMS confirmation code to secure the user authentication. The service works only with registered mobile phone numbers where registration and verifications of the user have to be done by a sales agent or at a local bank branch office.

Mobile phone Merchant Point of Sales (POS)

Shop owners can use a mobile operated point of sales (POS) device to register purchase with receipt, payments with magnetic or chip cards or payment with registered MBSP customers finger print.

The POS can also be used for instant withdraw or deposit of cash to and from the shop owner.

Registered customer can use their finger print for payment on the POS, where the customer uses their mobile phone number as account number and the finger print as the PIN code for the payment.

The POS is wireless, battery operated with 2G, 2.5G and 3G internet communication through the mobile phone network.

ATM for Withdrawal and Deposit with recycle function

MBSP supports the latest technology of ATM devices from GRG banking, which handles both deposits and withdrawals of banknotes. This ATM device can recycle the deposited notes.

MBSP Cloud Banking system supports connection to different ATM networks with different bank cards, including handling of VISA and MasterCard according to the international ISO8583 standard.

The ATM device can be connected directly to the MBSP cloud banking system with encrypted secure GPRS communication.

MBSP supports cardless ATM banking for withdrawal and/ or deposit of cash notes. Card less ATM banking is the highly secure future of ATM banking where the users won't need cards and don't have to remember pin codes. The user activates the cardless ATM function by choosing this option on the ATM screen, then enter their mobile phone number. The cloud banking system then generates an one time PIN code and sends it to the users mobile phone via SMS.

Bank Cards

MBSP supports local branded bank cards for payment at our POS terminals or VISA or MasterCard issued cards for World-Wide payments and withdrawal.

The bank cards can be designed with the customer’s logotype and design according to local regulations in each country. The cards are connected online with the customers card account and can be connected with bonus functions.

Each customer can handle their VISA or MasterCard with direct online connection to their card account at the MBSP banking system and get easy access world-wide to millions of shops and ATM machines for cash withdrawals.

Information

English French
MBSP Power Point
MBSP Brochure
MBSP Corporate Profile
POS Brochure
ATM Brochure

Partners

This is business partners we work together with on different markets around the world.

Contact us

MBSP Sweden AB


Address: Verkstadsgatan 4, 70227, Örebro, Sweden
Phone: + 46 19247010
Fax: + 46 19247011
Email: info [at] mbsp.se